SIP Mutual Fund Calculator
Estimate the future value of your Systematic Investment Plans (SIP). Calculate wealth generated and maturity returns instantly.
Power of compounding
Compounding works wonders over long periods. If you invest ₹5,000 monthly at 12% expected return:
- 10 Years: ₹6.0 Lakhs invested, maturity ₹11.6 Lakhs
- 20 Years: ₹12.0 Lakhs invested, maturity ₹49.9 Lakhs
- 30 Years: ₹18.0 Lakhs invested, maturity ₹1.76 Crore!
Rupee Cost Averaging
By investing a fixed amount regularly, you automatically buy more units when market prices are low and fewer units when prices are high. This balances out buying costs over time.
Complete Guide: How to Use the SIP Calculator
Projecting compound returns and maturity wealth is essential for planning long-term investments like mutual funds, indices, or retirements. Our free online SIP Calculator computes compounding wealth instantly, compiles returns, and outputs an interactive donut chart breakup locally.
Step-by-Step Instructions
- Input the 'Monthly Investment' amount you plan to deposit into your SIP account each month.
- Enter the 'Expected Return Rate' per year based on historic index returns or projections.
- Choose your 'Tenure' in years (e.g. 5, 10, 20, 30 years) using the slider or numeric input.
- Review your calculated returns instantly. The output panels show your Total Investment, Estimated Returns, and Total Maturity Value.
- Review the interactive SVG Donut Chart representing the division of principal investment vs returns gained over the tenure.
Key Features & Benefits
- Compounding Estimator: Accounts for monthly interest compound additions to project wealth growth accurately.
- Interactive Sliders: Dynamically slide through years and amounts to visualize compounding curves immediately.
- SVG Donut Chart: Beautiful SVG graph showcasing invested principal vs wealth generated by interest.
- 100% Secure & Client-Side: Runs local calculations in your browser, keeping your personal wealth targets private.